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What should you actually charge?

This calculator accounts for your business expenses, non-billable time, and a buffer for taxes and slow periods — not just a guess.

$
What you want to take home before personal tax.
$
Software, gear, insurance, accounting, co-working.
hrs
Most freelancers bill 20–30, not 40 — admin and sales eat the rest.
wks
Leaves room for holidays and sick days.
%
Covers taxes, gaps between projects, and late payers.
All amounts are shown in this currency.
Your hourly rate
$85
per billable hour
Your day rate
$680
per 8-hour day

How this is calculated

  1. Billable hours per year: 25 hrs/week × 48 weeks1,200 hrs
  2. Income + expenses: $80,000 + $5,000$85,000
  3. Add 20% buffer for taxes and slow periods$102,000
  4. Revenue needed ÷ billable hours: $102,000 ÷ 1,200$85 /hr
  5. Day rate: hourly × 8$680 /day

Now that you know your rate, keep track of who's paying it

Teamopipe helps consultants and freelancers track proposals, deals, and follow-ups right inside Gmail — so the leads that justify this rate don't slip through your inbox.

See how it works